Move now, pay monthly
A move lands in the same month as a deposit, a closing, a new mattress and the first month's bills. Financing through Wisetack lets you spread the cost of the move over months instead of paying it all on the day the truck leaves.
- Checking your options is a soft credit check and does not affect your score
- No origination fees, no prepayment penalties, no late fees
- Simple interest, never compounding
- See the exact monthly payment before you agree to anything
What the terms look like
Set by Wisetack and its lending partners, not by us.
- APR
- 0% to 35.9%
- Length
- 3 to 120 months
- Fees
- None
- Credit check
- Soft, to see options
All financing is subject to credit approval. Your terms may vary.
Four steps, and none of them happen on this page
Wisetack applications are started by us, not filled in on a website. That is deliberate: the amount is your actual quote, not a number you guessed at.
Get your quote
We walk the house, price the job properly and give you a firm number. Nothing about financing changes what the move costs.
Ask for the link
Tell us you would like to pay monthly and we text you a Wisetack link for that amount.
See your options
About a minute to complete. A soft credit check shows you several plans with different lengths and monthly payments.
Pick one, or do not
Choose the plan that suits, or pay the ordinary way. Seeing the options commits you to nothing.
What Wisetack offers
As a worked example, Wisetack quotes a $5,500 purchase at $253.54 a month over 24 months at 9.9% APR. Your own offer depends on the amount and your credit, and you see it in full before you accept.
What people ask us about paying monthly
We are movers, not a lender. If something here is unclear, Wisetack answers it themselves on their own FAQ page.
Does checking my options affect my credit score?
No. Checking what you qualify for is a soft credit check, which does not affect your score. Accepting an offer and repaying it does affect your credit, the same way any loan does: paying on time helps, paying late does not.
What will it cost me?
That depends on the amount and on your credit. Offers run from 0% to 35.9% APR over terms of 3 to 120 months. Wisetack uses simple interest, not compounding, and there are no origination fees, no prepayment penalties and no late fees. You see the exact monthly payment before you accept anything.
How do I apply?
You do not apply on this website. Ask us for financing when you get your quote and we send you a link by text. It takes about a minute to complete, and if you qualify you are shown several options with different terms and monthly payments. Pick one or walk away.
Do I have to use it once I check?
No. Seeing your options puts you under no obligation at all. Plenty of people check, see the number, and decide to pay the ordinary way.
Can I pay it off early?
Yes, and it costs you nothing to do so. There is no prepayment fee, and because the interest is simple rather than compounding, paying early means you pay less interest.
Who am I actually borrowing from?
Not from Moovers. Wisetack arranges the financing through its lending partners, and you repay them directly in monthly instalments. We are paid for the move as usual. We never see your credit file and we have no say in the decision.
Is there anything that would stop me qualifying?
All financing is subject to credit approval, so there is no guarantee. You need to be in one of the 50 states, which excludes US territories, and you need a US mobile number because the verification code arrives by text.
What can I put on it?
Any of our work: the move itself, packing, storage while a closing date moves, a piano or a safe, or a junk removal and dumpster on the same job. If it is on your quote, it can go on the plan.
Get the quote first
Financing is applied to a real number, so the quote comes first. It is free, there is no obligation, and you can ask about paying monthly at any point.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 a month for 24 months, based on an 9.9% APR, or $1,833.33 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. Rates are subject to change and state interest rate caps may apply. See additional terms at wisetack.com/faqs.